Work-Products

Introduction
A brief description of all of the work-products, shown below, is available
by linking to this introduction. For those Work-Products that
are fully operational, (a) the Sample Work-Product link displays the format
of each Work-Product and (b) The Eligible User Manual link provides
guidance as to the data management of such Work-Product. Also, each
Work-Product, shown below, may be directly linked to a Sub-Site that
provides the Eligible User with more detailed information (detailed
information relative to input, output, production, administration, etc. as well
as helpful background reading).

Menu of Work-Products

A.  Claim Reserves

1. Health Care Plans
   a.   Traditional
   b.  Amendment
2. Workers' Compensation
3. Long-Term Disability  

B.   Monte Carlo Simulations

  1. Claim Fluctuations and Economic Value of Stop-Loss

 2. Economic Value of Plan Benefits and Managed Care Arrangements

a.   Calendar Year Deductibles
b. Per Occurence Deductibles

C.   Government Entity Certification

      1. Florida – FS §112.08
      2. Iowa – Chapter 509A of IAC
      3. Ohio – Ohio Rev. Code §9.833

D.   Medicare Part D

1. Subsidy Feasibility Analysis
2. Creditable Coverage Certification

E.   Annual Actuarial Report

1. Traditional Plan
2. Health Reimbursement Account Plan

F.   Consumer-Driven Health Care

1. HRA Model
2. HSA Model

G.   Federal Income Tax Issues

1. Discrimination
   a. Appraisal
   b. Testing
2. Self-Employed

H.   Accounting-Related

1. FASB 112 Computations
2. Alternatives to Retiree Life Reserves
   a.   FASB 106
   b.   GASB 43/45

I.   Administrative Work-Products

1. Overview
2. Database
3. Employee Benefits (All Self-Funded)
   a.  In General
   b.  Death and AD & D
   c.  Long Term Disability
        Document/Booklet
   d.  Short Term Disability
   e.  Dental and/or Vision and/or Hearing
   f.  Long Term Care
   g.  Critical Illness (or Organ Transplant)
   h.  Medicare Supplement
   i.  Health Reimbursement Accounts
        Document/Booklet
        Initial/Renewal Proposal
        Administrative Guide
   j.  COBRA Administration
   k.  Flexible Spending Accounts
   l.  Workers’ Compensation
   m.  Legal Benefits
4. Document Preparation and Management
   a.  VEBA Trust Document
   b.  Non-Qualified Trust Agreement
   

J.   Topic-Specific Critiques

       1.  Risk Management-Related:
            a.  Plan Benefit Design Analyses
            b.  Plan Administration Analyses
            c.  Age-Graded and Gender-Graded Plan Funding
            d.  Geographic-Graded Plan Funding
            e.  Self-Funding Appropriateness Test

       2.   Health Risk Appraisal
       3.   Claims Processing Guide
       4.   Litigation-Related:
             Fact Critique and Review

K.  Proprietary Work-Products